Florida PACE Funding in Holmes County
Getting ready for hurricane season or planning critical home upgrades? Holmes County homeowners can access affordable funding through Florida PACE to make essential improvements with no upfront costs.

What Is the PACE Program?
The Property Assessed Clean Energy (PACE) program provides Holmes County homeowners with a straightforward way to finance major home upgrades without large upfront costs. Instead of using traditional loans or credit-based approvals, repayment is built into your property tax bill at a fixed, predictable rate.
Approval is determined by your home’s equity and payment history. If you’re up to date on your mortgage and property taxes and have sufficient equity, your home may be eligible.
Eligible Improvements Available in Holmes County
Hurricanes, heat and high energy demands make it essential for Holmes County homeowners to maintain a strong, efficient home. Florida PACE helps you take action now by funding upgrades that enhance safety, comfort and efficiency.
The following projects are eligible for Florida PACE funding, with payments spread out over time via your property taxes:

Hurricane Hardening
Reinforce your home with impact windows, storm shutters and wind-rated doors.

HVAC
Replace outdated systems to improve comfort, energy efficiency and indoor air quality.

Roofing
Install durable, storm-ready roofing designed to withstand Florida’s demanding weather.

Water Heaters
Upgrade to high-efficiency models for consistent hot water and lower utility costs.

Windows & Doors
Install energy-efficient, storm-ready windows and doors built to improve safety and reduce energy costs.

Home Generators
Ensure your home stays powered during outages and storms with reliable backup energy.
Why Choose Florida PACE?
Holmes County homeowners face unique challenges, from severe storms to year-round humidity and rising energy costs. Florida PACE provides a practical way to make essential upgrades without the burden of upfront expenses or complex financing.
Here’s why homeowners across Holmes County choose Florida PACE:
- Start with zero down. Begin your upgrades today and pay over time through your property tax bill.
- Built-in storm protection. Finance upgrades designed to help your home withstand hurricanes and severe weather.
- Energy and cost savings. Energy-efficient improvements can reduce monthly bills and increase long-term value.
- Solutions tailored to your community. Every project is planned to meet local codes and address Holmes County’s specific environmental needs.


Areas We Serve Within Holmes County
Florida PACE proudly serves homeowners across Holmes County, offering funding options wherever you live. If your property is located in any of the following areas, you may be eligible for PACE funding:
- Ards Crossroads
- Arrant Settlement
- Baker Settlement
- Barker Store
- Bayou Crossing
- Bethlehem
- Bonifay
- Bounds Crossing
- Cerrogordo
- Cobb Cross Roads
- Eleanor
- Esto
- Gritney
- Hathaway Mill
- Hickory Hill
- Hobbs Crossroads
- Holland Crossroads
- Hoover Mill
- Hudson
- Izagora
- Leonia
- Miller Crossroads
- New Hope
- Noma
- Pittman
- Ponce de Leon
- Prosperity
- Royals Crossroads
- Smith Crossroads
- Smyrna
- Tendil Crossing
- Underwood Crossing
- Westville
- Wynnlum
How To Get Started With Florida PACE
Start your Florida PACE project in Holmes County in just a few simple steps.

Step 1
Apply for the Florida PACE Program
Check if your home and project qualify. Get pre-approved in just minutes.

Step 2
Select Your Preferred Contractor
Choose from our network of PACE-approved professionals.

Step 3
Approve the Work, Then We Release Payment
Contractors begin work right away but aren’t paid until you confirm the project is completed to your satisfaction.

Step 4
Make Fixed Payments Through Your Property Taxes
Repay the cost gradually with predictable, fixed-rate installments.
Get Started with Florida PACE Funding
Don’t let the cost of upgrades delay the protection and comfort your home needs. Whether you’re preparing for hurricane season or replacing aging systems, Florida PACE provides an affordable path forward.
See if your property qualifies or contact us today to get started.