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Florida PACE Funding in Hillsborough County

Need urgent home repairs or planning smart upgrades? Hillsborough residents can fund both with PACE — no upfront payment required.

Family with house

What Is the PACE Program?

The Property Assessed Clean Energy (PACE) program allows Hillsborough County homeowners to fund home upgrades through a property-based assessment without the stress of a credit check and upfront costs.

You repay your repairs and/or upgrades through your property tax bill with a fixed, transparent rate. PACE eligibility is based on your property’s equity and payment history, not your credit score or income. That means if you’ve built up home equity and stay current on your taxes and mortgage, you may qualify.

Eligible Improvements Available in Hillsborough County

Whether your home needs urgent repairs or you’re getting ready for Florida’s next hurricane season, you shouldn’t have to delay critical upgrades because of cost.

Florida PACE makes it easier for Hillsborough homeowners to move forward with essential improvements. You can fund the following eligible upgrades and pay them off gradually through your property tax bill:

Hillsborough County 1

Hurricane Hardening

Reinforce your home with impact windows, storm shutters and wind-resistant construction.

Hillsborough County 2

HVAC

Replace aging or broken heating and cooling units for year-round comfort and energy efficiency.

Hillsborough County 3

Roofing

Protect your family and everything inside your home with a secure, storm-ready roof built to meet Florida’s toughest wind codes.

Hillsborough County 4

Water Heaters

Upgrade to a more efficient model and ensure your family always has hot water.

Hillsborough County 5

Windows & Doors

Improve insulation, boost security, and protect against storm impacts.

Hillsborough County 6

Home Generators

Be prepared for outages with reliable backup power when it matters most.

Why Choose Florida PACE?

Home improvements can feel overwhelming, especially when they’re urgent or unexpected. Florida PACE was created to give homeowners a safer, more affordable way to afford necessary home upgrades that protect what matters most.

Here’s why so many Hillsborough homeowners choose Florida PACE:

  • You don’t pay upfront. Start your improvements today without out-of-pocket costs.
  • You strengthen your home against hurricanes and flooding. Get funding for critical upgrades that protect your family.
  • You can boost your property’s value. Energy-efficient improvements can pay off over time.
  • It’s designed for local needs. PACE funding is built around the real challenges Hillsborough homeowners face.
Construction workers fixing window
Hillsborough County 7

Areas We Serve Within Hillsborough County

Florida PACE supports eligible homeowners throughout Hillsborough County, but only within unincorporated areas. Properties located within city limits (such as Tampa, Plant City or Temple Terrace) are not eligible for PACE financing at this time. PACE-Eligible Unincorporated Communities in Hillsborough County include:

  • Apollo Beach
  • Balm
  • Bloomingdales
  • Brandon
  • Carrollwood
  • Cheval
  • Citrus Park
  • Dover
  • Egypt Lake-Leto
  • FishHawk
  • Gibsonton
  • Keystone
  • Lake Magdalene
  • Lithia
  • Lutz (portions)
  • Mango
  • Northdale
  • Odessa (unincorporated portion)
  • Palm River-Clair Mel
  • Progress Village
  • Riverview
  • Ruskin
  • Seffner
  • Sun City Center
  • Thonotosassa
  • Town ‘n’ Country
  • University (a.k.a. “University West” near USF)
  • Valrico
  • Wimauma
  • Westchase

How To Get Started With Florida PACE

Getting started with PACE in Hillsborough County is simple. Whether you’re facing urgent repairs or planning ahead, apply in just a few simple steps:

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Step 1

Apply for the Florida PACE Program

Check if your home and project qualify. Get pre-approved in just minutes.

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Step 2

Select Your Preferred Contractor

Choose from our network of PACE-approved professionals.

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Step 3

Approve the Work, Then We Release Payment

Your contractor starts the project, but they aren’t paid until you confirm it’s done right.

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Step 4

Make Fixed Payments Through Your Property Taxes

Repay over time with predictable, fixed-rate installments.

Get Started with Florida PACE Funding

Don’t let cost delay the upgrades your home needs. Whether you’re preparing for hurricane season or tackling urgent repairs, Florida PACE can help you move forward with no upfront payment and no credit check. Contact us today or see if you qualify to get started.