Did You Receive a Bill From Florida PACE Funding Agency?
See our FAQs page for any questions or concerns you may have.
Don’t Feel Rushed into the Wrong Financial Decision
In desperate need of a critical home repair or replacement that you can’t afford out of pocket? Or maybe you’re proactively thinking about storm-protecting your home? Perhaps you’re looking to start saving on monthly utilities by installing energy-efficient solutions?
No matter what home improvements you’re looking to do to make your home safe and comfortable, you should feel confident and well-informed about the funding options available to you, without feeling rushed into making a decision you’re not 100% sure about.
Within just a few simple steps, find out if you qualify for funding from Florida PACE. Hundreds of projects qualify — apply now to get started.
![Main Home 1 Don’t Feel Rushed into the Wrong Financial Decision](https://floridapace.gov/wp-content/uploads/2024/06/Woman-computer-circle.png)
![Main Home 2 Badge check icon](https://floridapace.gov/wp-content/uploads/2022/04/badge-check.png)
$0
Down
![Main Home 2 Badge check icon](https://floridapace.gov/wp-content/uploads/2022/04/badge-check.png)
100%
Financing
![Main Home 2 Badge check icon](https://floridapace.gov/wp-content/uploads/2022/04/badge-check.png)
No Min. Credit
Score Required
![Main Home 2 Badge check icon](https://floridapace.gov/wp-content/uploads/2022/04/badge-check.png)
Get Pre-Qualified
in Minutes
![Main Home 2 Badge check icon](https://floridapace.gov/wp-content/uploads/2022/04/badge-check.png)
Hundreds of
Projects Qualify
![Main Home 7 Cartoon family stands in front of a home.](https://floridapace.gov/wp-content/uploads/2022/04/Family-and-House.png)
Why Finance Your Project Through Florida PACE?
At Florida PACE, we’ll help you understand your funding options so you can feel confident about the agreement terms you’re entering into.
When you fund your home improvement through the Florida PACE program you’ll:
- Increase the safety of your home
- Stay in good standing with your insurance provider
- Increase the value of your home
- Save money by investing in repairs that prevent future, potentially bigger issues
- Feel confident in your decision to partner with PACE and your ability to pay back your financed project over time at a fixed rate
Testimonials
“Thank you for saving my home PACE!”
– Niviane P., Miami-Dade County
“We literally saved thousands of dollars”
– Thomas G., Brevard County
How It Works
In a few simple steps, you could be getting started on your home improvement project. Here’s how it works:
![Main Home 13 Step icon](https://floridapace.gov/wp-content/uploads/2022/04/Step-1.png)
Step 1
Apply for the Florida PACE Program
Find out if your home’s location and project qualify. (Hundreds of areas and project types do!) Submit an application and get a pre-approval in minutes.
![Main Home 14 Step icon](https://floridapace.gov/wp-content/uploads/2022/04/Step-2.png)
Step 2
Select Your Preferred Contractor
If you qualify, we’ll provide you with our list of PACE-approved contractors so you can hand-select who works on your home improvement project.
![Main Home 15 Step icon](https://floridapace.gov/wp-content/uploads/2022/04/Step-3.png)
Step 3
Florida PACE Authorizes Your Contractor’s Payment
Your preferred contractor will get started with your home-improvement project and won’t be paid until you notify us of its completion, as well as your satisfaction with the results of your project.
![Main Home 16 Step icon](https://floridapace.gov/wp-content/uploads/2022/04/Step-4.png)
Step 4
Make Fixed Payments as Outlined in Your Plan
Your fixed payments will appear on your annual property tax bill at a fixed rate. There are no adjustments to interest rates, no balloon payments and no prepayment fees.
Florida PACE Program Funded Projects
![Main Home 17 A person's gloved hands replace an old window.](https://floridapace.gov/wp-content/uploads/2023/01/Windows-and-Doors-2.jpg)
Windows & Doors
![Main Home 18 A man on a ladder makes repairs to a roof.](https://floridapace.gov/wp-content/uploads/2023/01/Roofing-2.jpg)
Roofing
![Main Home 19 Outside of a yellow home with shuttered windows.](https://floridapace.gov/wp-content/uploads/2023/01/Shutters-2.jpg)
Shutters
![Main Home 20 A generator sitting outside of a house.](https://floridapace.gov/wp-content/uploads/2023/01/Generator-2.jpg)
Generators
![Main Home 21 A plumber wearing a white hard hat and blue overalls works on a sewer pipe attached to a brick wall in an unfinished building.](https://floridapace.gov/wp-content/uploads/2024/07/AdobeStock_402640141-460x276.jpg)
Septic to Sewer Conversion
![Main Home 22 Two houses partially submerged in floodwater, with trees and shrubs around them reflecting in the water.](https://floridapace.gov/wp-content/uploads/2024/07/AdobeStock_29463491-460x276.jpeg)
Flood Mitigation
Effective 7/1/2024, SB770 requires a local Ordinance in your county for us to be able to offer you PACE voluntary financing. When you apply online, we will begin to track which Florida Counties will allow voluntary PACE financing for your home or business.
Areas of Service
PACE financing can be available throughout the State of Florida. However, with recent changes to state statute, your County and/or City Commission is required to pass an ordinance or resolution to allow its residents this opportunity. Florida PACE Funding Agency has many Counties and Cities that have already completed this process and is working to obtain more each month…the current list of those areas is below. If you do not see your County or City listed, please feel free to reach out to your local commission to express your interest in having this program available to you.
Ready to See If You Qualify for Florida PACE Funding?
Whether you’re looking to finance a roof replacement, solar panels, an air conditioner or another home-improvement project, Florida PACE can help. Apply online in minutes and see if your project qualifies today!