warningFlorida PACE Funding Agency DOES NOT MAIL solicitations or conduct DOOR KNOCKING. Please beware of independent marketing salespeople!
Were you treated professionally, and with courtesy, throughout the entire process?
93% of customers answered YES!
Would you recommend PACE to a friend or family member?
87% of customers answered YES!

Fund the Home Improvements You Need with a Plan You Feel Good About

Pre-Qualify for Our Florida PACE Program in Minutes

Did You Receive a Bill From Florida PACE Funding Agency?

See our FAQs page for any questions or concerns you may have.

Don’t Feel Rushed into the Wrong Financial Decision

In desperate need of a critical home repair or replacement that you can’t afford out of pocket? Or maybe you’re proactively thinking about storm-protecting your home? Perhaps you’re looking to start saving on monthly utilities by installing energy-efficient solutions?

No matter what home improvements you’re looking to do to make your home safe and comfortable, you should feel confident and well-informed about the funding options available to you, without feeling rushed into making a decision you’re not 100% sure about.

Within just a few simple steps, find out if you qualify for funding from Florida PACE. Hundreds of projects qualify — apply now to get started.

Don’t Feel Rushed into the Wrong Financial Decision
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$0
Down

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100%
Financing

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No Min. Credit
Score Required

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Get Pre-Qualified
in Minutes

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Hundreds of
Projects Qualify

Cartoon family stands in front of a home.

Why Finance Your Project Through Florida PACE?

At Florida PACE, we’ll help you understand your funding options so you can feel confident about the agreement terms you’re entering into.

When you fund your home improvement through the Florida PACE program you’ll:

  • Increase the safety of your home
  • Stay in good standing with your insurance provider
  • Increase the value of your home
  • Save money by investing in repairs that prevent future, potentially bigger issues
  • Feel confident in your decision to partner with PACE and your ability to pay back your financed project over time at a fixed rate

Testimonials

“Thank you for saving my home PACE!”
– Niviane P., Miami-Dade County

Florida PACE Testimonial - Niviane P. of Miami-Dade County
Florida PACE Testimonial - Thomas G. of Brevard County

“We literally saved thousands of dollars”
– Thomas G., Brevard County

“Due to PACE, I was able to have Caner Impact Windows install impact windows and doors in my condo. I now feel safe and protected! PACE allowed me to obtain financing for the windows, and now I can pay the balance out in convenient payments. Thank you.”

— Tina S., Palm Beach County

“This is the best program ever, especially for single parents who live paycheck to paycheck. I appreciate all you guys do.”

— Erika M., Broward County

“I used PACE financing to install all new hurricane impact windows and doors at my property in August of 2022. It has truly made an incredible impact on my home, both in terms of safety and aesthetics. Better insulation and it looks like an entirely different house since the update as well.”

— Mary F., Monroe County

“Love this program. I could not have done it without you!”

— Susan C., Palm Beach County

“I was very pleased with the whole process!”

— Ronald J., Putnam County

“PACE approved my application within 2 days and All seasons installed 2 complete brand-new air conditioners, including new fabricated stands, plus digital controllers in ONE DAY. I have told all my friends and acquaintances, plus posted my positive experience to Nextdoor.”

— Robert H., Broward County

“I used Florida Pace Funding for my roof replacement. After a high wind & hail storm this past spring my roof started leaking. I needed a new roof & was not able to obtain traditional funding. Thankfully, Florida Pace Funding was able to provide me with a stress free loan. I would definitely recommend Pace Funding to my family & friends for home improvement needs. I truly do not know what I would have done without their assistance.”

— Daniel Moss, Lake County

“Due to PACE, I was able to have Caner Impact Windows install impact windows and doors in my condo. I now feel safe and protected! PACE allowed me to obtain financing for the windows, and now I can pay the balance out in convenient payments. Thank you.”
— Tina S., Palm Beach County

“I used Florida PACE Funding for my roof replacement.  After a high wind and hail storm this past spring, my roof started leaking.  I needed a new roof and was not able to obtain traditional funding.  Thankfully, Florida PACE Funding was able to provide me with a stress-free loan.   I would definitely recommend PACE Funding to my family & friends for home improvement needs.  I truly do not know what I would have done without their assistance. Thank you!”
— Daniel M., Lake County

“Extremely easy process to apply. I even onboarded my own contractor. Every step was explained to me, and customer service was always available to answer my questions.”
— Rosalind B, Brevard County

“This is the best program ever, especially for single parents who live paycheck to paycheck. I appreciate all you guys do.”
— Erika M., Broward County

“I am a disabled veteran, and PACE made it possible to replace my worn and damaged roof with low payments. Thank you, PACE!”
— Robert F., Orange County

“I used PACE financing to install all new hurricane impact windows and doors at my property in August of 2022. It has truly made an incredible impact on my home, both in terms of safety and aesthetics. Better insulation and it looks like an entirely different house since the update as well.”
— Mary F., Monroe County

“This financial assistance came in quite handy when I needed to have my roof replaced. Although I received some money from my homeowner’s insurance, it was not enough for the entire cost. This loan helped me to get the job completed in a timely manner.”
— Prudence M., Broward County

“This program offers low-income families a chance to improve their everyday lives without the burden of bank payments and high interest rates; this program offers a chance for a more comfortable life. Thank you all so very much.”
— Robert L., Flager County

“This program made it so easy for me to finance my new much-needed windows! The process was fast and easy!”
— Jackie B., Martin County

“Everything from the initial application process to completion was efficient and professional. Thank you!!!”
— Stephen B., Osceola County

“So happy with the work done. It’s a joy to come home to every day. The new windows make the house so quiet and more secure.”
— Pamela B., Brevard County

“PACE approved my application within two days, and All Seasons installed two completely brand-new air conditioners, including new fabricated stands, plus digital controllers in ONE DAY. I have told all my friends and acquaintances, plus posted my positive experience to Nextdoor.”
— Robert H., Broward County

How It Works

A cartoon woman stands in front of her home with a thought bubble showing a window.
Main Home 11

In a few simple steps, you could be getting started on your home improvement project. Here’s how it works:

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Step 1

Apply for the Florida PACE Program

Find out if your home’s location and project qualify. (Hundreds of areas and project types do!) Submit an application and get a pre-approval in minutes.

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Step 2

Select Your Preferred Contractor

If you qualify, we’ll provide you with our list of PACE-approved contractors so you can hand-select who works on your home improvement project.

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Step 3

Florida PACE Authorizes Your Contractor’s Payment

Your preferred contractor will get started with your home-improvement project and won’t be paid until you notify us of its completion, as well as your satisfaction with the results of your project.

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Step 4

Make Fixed Payments as Outlined in Your Plan

Your fixed payments will appear on your annual property tax bill at a fixed rate. There are no adjustments to interest rates, no balloon payments and no prepayment fees.

Florida PACE Program Funded Projects

A person's gloved hands replace an old window.

Windows & Doors

A man on a ladder makes repairs to a roof.

Roofing

Outside of a yellow home with shuttered windows.

Shutters

A generator sitting outside of a house.

Generators

A plumber wearing a white hard hat and blue overalls works on a sewer pipe attached to a brick wall in an unfinished building.

Septic to Sewer Conversion

Two houses partially submerged in floodwater, with trees and shrubs around them reflecting in the water.

Flood Mitigation

As of 7/1/2024, the Florida Legislature requires that each County approve the offering of PACE financing to its citizens. Please use the map here to see if your County is eligible. If your County Commission has NOT approved the voluntary financing option in your community, please know we are working to make it happen as quickly as possible. Again, at the Florida PACE Funding Agency, we cannot offer the financing until your local County agrees. Please feel free to call or email us with further questions. If your community does NOT allow the financing, we will keep your inquiry and reach out as soon as your local County Commission approves the financing option.

 

Areas of Service

PACE financing can be available throughout the State of Florida.  However, with recent changes to state statute, your County and/or City Commission is required to pass an ordinance or resolution to allow its residents this opportunity.  Florida PACE Funding Agency has many Counties and Cities that have already completed this process and is working to obtain more each month.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.!!!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Effective 9/30/24-this program was terminated by the Charlotte County Board of County Commissioners. Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Unincorporated Commercial PACE Only
  • Pensacola - Residential and Commercial

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county for Commercial parcels only.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Unincorporated Areas - Commercial PACE Only
  • Avon Park

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Unincorporated Area
  • Bronson
  • Inglis
  • Williston

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Unincorporated
  • Bradenton
  • Bradenton Beach
  • Longboat Key
  • Palmetto

Great news! PACE is available everywhere in your county!

PACE is available in the following areas:

  • Unincorporated
  • Stuart
  • Sewalls Point

PACE is available in the following areas:

  • Unincorporated
  • Aventura
  • Coral Gables
  • Cutler Bay
  • Doral
  • El Portal
  • Homestead
  • Hialeah
  • Key Biscayne
  • Medley
  • Miami
  • Miami Beach
  • Miami Gardens
  • Miami Springs
  • North Bay Village
  • North Miami
  • North Miami Beach
  • Pinecrest
  • West Miami
  • Surfside

Great news! PACE is available everywhere in your county!

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Unincorporated
  • Kissimmee

PACE is available in the following areas:

  • Boynton
  • Delray Beach
  • Golf
  • West Palm Beach
  • Lake Worth
  • Mangonia Park
  • Palm Beach Shores
  • Riviera Beach

PACE is available in the following areas:

  • Unincorporated Only

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

PACE is available in the following areas:

  • Longwood (Program will terminate on 3/16/25)
  • Oviedo
  • Sanford

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Great news! PACE is available everywhere in your county!

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

PACE is available in the following areas:

  • Daytona Beach Shores
  • Edgewater
  • New Smyrna Beach
  • Port Orange
  • Orange City

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Unfortunately, PACE is not available in your area. Please feel free to reach out to your local government to express your interest in having this program available to you.

Ready to See If You Qualify for Florida PACE Funding?

Whether you’re looking to finance a roof replacement, solar panels, an air conditioner or another home-improvement project, Florida PACE can help. Apply online in minutes and see if your project qualifies today!